What Should You Not Say to Car Insurance?
Don’t tell anyone anything you don’t need. This applies to personal information such as the names and addresses of other drivers. You may need to speak to an attorney if you aren’t sure. Don’t accept the first offer that is made to you. Don’t mention that you have been in an accident or that you have suffered whiplash. You might be surprised by what you find.
Do not accept the first offer
Do not accept the first offer to get the best car insurance deal. If an insurance company offers you a low initial offer, it’s probably because it’s too good to true. Instead, you should negotiate with your insurer and put it in writing. Be clear about why you refuse to accept the offer and what you want in return. Give the insurance company a reasonable time to respond.
Don’t claim whiplash
If you have recently been in a car crash and suffered whiplash injuries, it is possible to claim your injury on your car insurance. Here are some tips to help maximize your chances for getting the compensation that you deserve. First, get immediate medical attention after an accident. In many cases, an adjuster will deny your claim. The insurance company will only cover medical bills that are medically necessary.
Remember that whiplash claims to your car insurance company can take time for your injuries. A note from a doctor is vital if you are not working or have limited documentation. A note from your doctor will be evidence of the lost income component of your claim. Additionally, you’ll want to make sure that you take notes throughout the entire process. You should avoid whiplash as much as possible.